Business Checking Account Offerings
Sleek mobile app and online account management
No monthly fees or minimum balances
Integration with Stripe and Square
Integration with QuickBooks and Xero
Envelopes for savings (Novo's Reserve)
Invoicing with Credit Card Payments
Shopify, Slack, Zapier integrations
Attach receipts to transactions
International transfers through Wise
Not owned by a big bank
Apply for PPP loans

Free business checking account in the palm of your hand.

Easily switch from Azlo to Novo

No monthly fees or minimums
No monthly fees or minimums
No minimum balances. No maintenance fees. Just transparent pricing.
Stripe, Envelopes & Invoicing
Stripe, Envelopes, Quickbooks & Invoicing
All the features you loved about Azlo made avalible for free.
Azlo Switch Kit Azlo Switch Kit
Most comparable Azlo alternative
Seamlessly transition your business banking from Azlo to Novo for free.
Free & unlimited ACHs and Checks
Free & unlimited ACHs and Checks
Send as many paper checks and ACHs as you need with the click of a button.
Access PPP Loans
Access PPP Loans
Novo can help you access PPP Loans to help your business during these times.
We Make it Easy to Get Paid

Create, send, and manage invoices in your account

  • Accept online debit & credit card payments for your invoices via Stripe.
  • Get alerts in your inbox when invoices get paid.
  • Integrate Square payments into your invoices. BETA
Connect to Stripe

The world’s best Stripe integration for your business

  • Deep integrations as a Stripe Verified Partner.
  • See your Stripe balances right in your Novo account.
  • Get $20,000 in fee-free processing when you sign up for Stripe.
  • Receive your Stripe payouts instantly. COMING SOON
One of Thousands of Azlo Customers That Have Switched
The most direct alternative to Azlo. They have more banking-focused features than the others, and are the best option”
Ryan Zanardi
Managing Director at Lore Studio
Plan and Budget

Use Azlo Envelopes? You'll love setting aside money with Novo Reserves

  • Easily manage multiple budgets with up to 5 Reserves
  • Instantly move funds into and out of your Reserves
  • Use Reserves to easily run a Profit First business
  • Automatically allocate income to selected Reserves Coming Soon

Connect Novo to your tools

These integrations aren’t like the others. These ones make the magic happen.

  • Track your payments in real time with Stripe and Shopify.
  • Send money to London in 30 seconds.
  • Instantly see transactions in Xero or QuickBooks.
  • Create workflows with 1,500+ apps like Google Sheets.



$20,000 in free Stripe Processing, $3,000 in Google Cloud credits, Salesforce, QuickBooks, and many others exclusively for Novo customers.


Hear it from our customers

Thousands of business owners helped us build the best banking experience. Apply for a Novo account online or from your phone.

Best Bank for Entrepreneurs and Startups
Holacomoesta1234, App Store Review
Best banking app solution for my business needs
PriJee10, App Store Review
I love how easy and innovative Novo & the app are!
Taryn Escamilla, Google Play Review
10,000+ Reviews
On Apple store and Google play store
Access Capital

Apply for PPP With Novo

Novo is helping our customers access Round 2 of PPP funding. Access up to $2,000,000 of non-dilutive capital if you qualify.

Become a Customer
Sign up for a Novo Account
Apply for PPP
Fill out an application online
Deposit Funds
Deposit PPP funds into Novo
How we Protect you

Your data and money are safe and secure

FDIC Insurance
FDIC Insurance

Your deposits are insured up to $250,000 through our partner bank, Middlesex Federal Savings, Member FDIC.

Card Protection
EMV Chip

Your Novo debit card is protected by Mastercard EMV technology, making it virtually impossible to counterfeit.

Bulletproof Security
Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.