Free business checking account in the palm of your hand

Easy Transfers
Free ACH transfers, mailed checks, and incoming wires
Apply In Minutes
Novo users apply in under 10 minutes
No Hidden Fees
Don't be surprised by a fee again – see for yourself
FDIC Insurance
Insured through Middlesex Federal Savings
Online Banking
Banking at your fingertips anywhere, anytime
  • Backed with FDIC insurance*
  • No hidden fees
  • No monthly fees or minimum balance requirements
  • Simple, easy-to-use mobile apps
  • Apply in under 10 minutes
  • Human-powered customer service
  • Free transfers, mailed checks, and incoming wires
  • Integrates with other small business tools
  • Refunds all ATM fees
  • Thousands of dollars in exclusive perks
Traditional Business Bank Accounts
  • Backed with FDIC insurance
  • Hide monthly or usage fees in the fine print
  • Charge up to $20 per month in fees
  • Difficult and clunky mobile apps
  • Can take weeks to open an account
  • Chatbots and automated phone support
  • Charge $3 per transfer and up to $25 for incoming wires
  • Upsell you on only their own, out-of-date products
  • Charge you $3 to use out-of-network ATMs
  • Charge you to use their products

Hear it from our customers

Great concept for small businesses!
by Holacomoesta1234, App Store Review
I recently joined Novo and it has been nothing but convenient! The application process was a breeze and my account was quickly opened. Being able to handle my small business finances from the comfort of home through my phone has been great! Their app is also user friendly to the point where they make banking fun!
by CB Photo-Grl, App Store Review
Great bank for business banking! Support has always answered me within a matter of hours, sometimes minutes!
Best Bank for Entrepreneurs and Startups
by MTsigounis, App Store Review
I have been banking with Novo for almost a year now. We do overseas transactions and will be doing high volume transactions. What I can say is that these guys get startups. When I need someone they are on thee ball. Because of their size you have a personal relationship rather than a faceless automated system.
How to apply

Get started in 3 simple steps

Apply for a Novo account online or from your phone.
Personal Info
Tell us about yourself
Business Info
Tell us about your business
Novo Account
Get your Novo Account