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Privacy Policy

Novo Financial Corp (“Novo Financial”) operates Novo. It is Novo Financial’s policy to respect your privacy regarding any information we may collect while operating our websites.

1. Website Visitors

Like most website operators, Novo Financial collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Novo Financial’s purpose in collecting non-personally identifying information is to better understand how Novo Financial’s visitors use its website. From time to time, Novo Financial may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Novo Financial also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on blogs. Novo Financial only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog where the comment was left.

2. Gathering of Personally-Identifying Information

Certain visitors to Novo Financial’s websites choose to interact with Novo Financial in ways that require Novo Financial to gather personally-identifying information. The amount and type of information that Novo Financial gathers depends on the nature of the interaction. For example, we ask members who sign up for Novo to provide a username, password, and email address.

Novo Financial collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Novo Financial. Novo Financial does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

3. Aggregated Statistics

Novo Financial may collect statistics about the behavior of visitors to its websites. Novo Financial may display this information publicly or provide it to others. However, Novo Financial does not disclose personally-identifying information other than as described below.

The Services may also present you information relating to third party products or services (Novo Offers”), as well as provide you general tips, recommendations and educational material.

4. Protection of Certain Personally-Identifying Information

Novo Financial discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Novo Financial’s behalf or to provide services available at Novo Financial’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Novo Financial’s websites, you consent to the transfer of such information to them. Novo Financial will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Novo Financial discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Novo Financial believes in good faith that disclosure is reasonably necessary to protect the property or rights of Novo Financial, third parties or the public at large. If you are a registered user of an Novo Financial website and have supplied your email address, Novo Financial may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Novo Financial and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Novo Financial takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

5. Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Novo Financial uses cookies to help Novo Financial identify and track visitors, their usage of any Novo Financial websites, and their website access preferences. Novo Financial visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Novo Financial’s websites, with the drawback that certain features of Novo Financial’s websites may not function properly without the aid of cookies.

6. Business Transfers

If Novo Financial, or substantially all of its assets, were acquired, or in the unlikely event that Novo Financial goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Novo Financial may continue to use your personal information as set forth in this policy.

7. Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Novo Financial and does not cover the use of cookies by any advertisers.

8. Privacy Policy Changes

Although most changes are likely to be minor, Novo Financial may change its Privacy Policy from time to time, and in Novo Financial’s sole discretion. Novo Financial encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

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