Novo | Get Novo And Get 25

Get $25 When You Sign Up¹

Powerfully simple banking built for small business owners, entrepreneurs, and freelancers. No hidden fees, no hassle.

WHAT YOU GET

Free business checking account in the palm of your hand

Easy Transfers

Free ACH transfers, mailed checks, and incoming wires

Apply In Minutes

Novo users apply in under 10 minutes

No Hidden Fees

Don't be surprised by a fee again – see for yourself

FDIC Insurance

Insured through Middlesex Federal Savings

Online Banking

Banking at your fingertips anywhere, anytime

WHAT THEY SAY

Hear it from our customers

Great concept for small businesses!

by Holacomoesta1234, App Store Review

I recently joined Novo and it has been nothing but convenient! The application process was a breeze and my account was quickly opened. Being able to handle my small business finances from the comfort of home through my phone has been great! Their app is also user friendly to the point where they make banking fun!

AWESOME BANK!

by CB Photo-Grl, App Store Review

Great bank for business banking! Support has always answered me within a matter of hours, sometimes minutes!

Best Bank for Entrepreneurs and Startups

by MTsigounis, App Store Review

I have been banking with Novo for almost a year now. We do overseas transactions and will be doing high volume transactions. What I can say is that these guys get startups. When I need someone they are on thee ball. Because of their size you have a personal relationship rather than a faceless automated system.

HOW WE STACK UP

See the difference

Backed with FDIC insurance*
No hidden fees
No monthly fees or minimum balance requirements
Simple, easy-to-use mobile apps
Apply in under 10 minutes
Human-powered customer service
Free transfers, mailed checks, and incoming wires
Integrates with other small business tools
Refunds all ATM fees
Thousands of dollars in exclusive perks

Traditional Business Bank Accounts

Backed with FDIC insurance
Hide monthly or usage fees in the fine print
Charge up to $20 per month in fees
Difficult and clunky mobile apps
Can take weeks to open an account
Chatbots and automated phone support
Charge $3 per transfer and up to $25 for incoming wires
Upsell you on only their own, out-of-date products
Charge you $3 to use out-of-network ATMs
Charge you to use their products

How to apply

Get started in 3 simple steps

Apply for a Novo account online or from your phone.

GET STARTED

Personal Info

Tell us about yourself

Business Info

Tell us about your business

Novo Account

Get your Novo Account

GET STARTED

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Reach out to support@banknovo.com to learn more

See how we collect and use your data in our Privacy Policy

*Deposit account services provided by Middlesex Federal Savings, F. A.; Member FDIC. The Novo Card is issued by Middlesex Federal Savings, F. A.; pursuant to license by Mastercard International.

¹ Terms and conditions apply. The terms below and those set forth in the Novo Platform Inc. (“Novo”) standard customer terms govern your participation in this Novo bonus program (“Novo Partner Bonus Program’). The Novo Partner Bonus Program is open to all individuals who are candidates to receive a Novo banking account (“Eligible Money Recipient”). For each Eligible Money Recipient who opens and funds a new Novo checking account with $50 after following a link or following a direct referral, Novo or its designee will: credit the checking account of the Eligible Money Recipient, with a one-time cash bonus of $25 (the “Money Welcome Bonus”). The one-time cash bonus of $25 will be distributed within 10 business days after an Eligible Money Recipient funds their account. Only one Money Welcome Bonus will be awarded for each Eligible Money Recipient, regardless of whether the Eligible Money Recipient opens and funds multiple accounts. An Eligible Money Recipient will not earn a Money Welcome Bonus if Eligible Money Recipient has or had an existing funded Novo Checking account, or does not use the unique application link provided by Novo. Money Welcome Bonus is considered miscellaneous income and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable).