Startup Banking made easy.

Understand your finances. No accountant required.
BAI Beacon 2016
Wharton Fintech

Banking is stuck in the past.

So we built one for tomorrow's companies

Some core banking systems date back to the 1960’s - when the 8-track was first introduced. How many times have you upgraded your music device since your Sony Walkman? We built NOVO from the ground up with a focus on startup banking. NOVO is making it easy to bank by putting you first.

Business Checking
and Debit Card
Chat bot powered by
Artificial Intelligence
API Banking
Smart Push

Banks complicate things

We simplify them
Transparent Pricing

Transparent Pricing

Never be surprised by hidden fees

Easy Banking

Easy to Use

We put the user experience first
so you can spend more time on your business

Customized Startup Banking

Customized to you

We give you the tools to create your own banking experience

We Developers.

Integrate your business and bank

Banking is one of the most important parts of your business. NOVO lets you easily integrate banking with your business via our REST APIs. You can build awesome apps, automate business processes, or even check you balance with a cURL request.

var novo = require('novo')('test_qq34ipSxJDfS2pX9TGQv');

var futureDate = new Date("October 13, 2017 11:13:00");

var transfer = novo.transfers.create({
  type: 'ach',
  amount: 2000,
  currency: 'usd',
  date: futureDate,
  memo: 'Sending you $20!'

Always looking out for you

Big data meets small business

While you are running your business, our systems are generating insights from your financial data. When we find anything we think you might find helpful we will send you a notification. This passive guidance personalized to your business without having to ask for it.

Secure & Protected

Your data & money are safe
FDIC Insured

FDIC Insurance

Deposits are insured to at least the FDIC maximum (currently $250,000) through our partner bank.

Zero Liability

Zero Liability

Your business will never be held liable for any fraudulent transactions on your debit card. Just give us a call.

Novo Bank Secured

Bulletproof Security

Our dedicated security teams and bank-grade encryption ensures that your information remains safe 24/7.