Apply For Account

Apply for your account in minutes

'Time is money' and we want you to keep it. Skip the bank line and set up an account on your favorite device.


Send invoices, track them, and get paid on your terms

  • Accept debit and credit card payments for your invoices via Stripe.
  • Get an email confirmation when an invoice is paid by card.
  • Accept invoice payments via Square. BETA
Novo Invoices
Novo Reserves

Set aside money with Novo Reserves

Novo Reserves allow you to set aside funds for taxes, profit, payroll, and other large business expenses.

  • Easily manage multiple budgets with up to 5 Reserves
  • Instantly move funds into and out of your Reserves
  • Automatically allocate income to selected Reserves Coming Soon
Free and easy transfers

Transfer funds to Novo

Link your other bank accounts to Novo for seamless transfers.

  • Easily transfer money in or out of Novo from any device
  • No minimum deposit
Novo Fund Transfer
Novo Reserves
Checks deposit

Deposit checks instantly

Remote check deposit allows you to deposit a check directly from your phone.

  • Unlimited check deposits, always free of charge
  • Deposit a check in seconds by taking a photo
Easily Send payments

Send payments directly from Novo

Make payments in the US and internationally

  • Send ACHs and paper checks without any fees
  • Send international transfers via Wise
  • Unlimited free transactions within the US
Novo Fund Transfer
Novo Stripe integration
Connect to Stripe

The world’s best Stripe integration for your business

  • Deep integrations as a Stripe Verified Partner.
  • See your Stripe balances right in your Novo account.
  • Get $20,000 in fee-free processing when you sign up for Stripe.
  • Receive your Stripe payouts instantly. Coming Soon

Accepted worldwide

Travel without limits. Your Novo debit card is EMV chip protected and accepted worldwide.

  • Going abroad? Set a travel notice, pack your bags and your Novo card.

  • Receive instant notifications for every transaction.

  • Withdraw money anywhere and get refunded on any ATM fees.

Novo Accepted Worldwide

Connect Novo to your tools

Connect Novo to hundreds of business tools. Plug in our integrations for even more powerful features.Your money is always safe & secure

  • Track your payments in real time with Stripe and Shopify.
  • Send money to London in 30 seconds.
  • Instantly see transactions in Xero or QuickBooks.
  • Create workflows with 1,500+ apps like Google Sheets.

Flexible card payments

No plastic? No problem. Use your Novo card with Apple Pay or Google Pay.

Your money is always safe & secure

We are always monitoring your account for suspicious activity and patterns.

Human-powered customer support

Talk to someone in the Novo app.

How to apply

Get started in 3 simple steps

Apply for a Novo account online or from your phone.

Personal Info

Tell us about yourself

Business Info

Tell us about your business

Novo Account

Get your Novo Account